Welcome to  Excel Loan Team powered by E Mortgage Capital, Inc., your trusted partner in securing your dream home in Phoenix, Arizona. As a well-established full-service Arizona Mortgage Banker and Broker, we have proudly originated over a billion dollars in loans since our inception in 2002. Our enduring commitment to excellence and personalized service has made us a leading choice for homeowners across the state.

E Mortgage Capital, a family-owned and operated business headquartered in Irvine, California. The principal owners of E Mortgage Capital are childhood friends with a combined 40 years of extensive experience in the mortgage industry. Each owner brings unique talents and strengths to our company, enabling us to focus on various aspects of the business and better serve our clients and team members.

E Mortgage Capital, is an award-winning company with a footprint in multiple states across the U.S. This collaboration allows us to offer personalized service and comprehensive mortgage solutions tailored to the specific needs of each homeowner.

At  Excel Loan Team powered by E Mortgage Capital, Inc., our team of seasoned loan professionals specializes in conventional and government-backed residential home loans. We are dedicated to providing a seamless and stress-free lending experience, guiding you through every step of the process with expertise and care.

Whether you are a first-time homebuyer or looking to refinance,  we are is here to help you achieve your homeownership goals with confidence. Thank you for choosing us as your trusted mortgage partner.