Meet The Team!

Jeremy Sergent

Division Manager NMLS#1701532

States Licensed In: Arizona, Iowa, Arkansas

Hire Me, I'm Excellent at what I do! With over two decades of experience as a mortgage loan originator, trainer, and mortgage business manager, I've dedicated myself to helping individuals and families achieve their home-ownership dreams since 2001.

My unwavering commitment to excellence is driven by a genuine belief in the transformative power of home-ownership. I prioritize exceptional customer service, providing personalized attention and guidance tailored to each client's unique needs, empowering them to make informed decisions.

Now in partnership with E Mortgage Capital, I believe that I am positioned to drive real financial growth for my clients and value within my community.

As a perpetual student of the financial market, I remain vigilant in my pursuit of cutting-edge insights, technologies, and strategies to optimize my clients' mortgage and financial goals.

My philosophy is simple; Faith, Family, Service, and Connection and always asking the question "How can I help?"

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Jennifer McCarthy

Loan Officer NMLS #2050563

States Licensed In: Arkansas, California, Delaware, Florida, Idaho, Kentucky, Maine, Maryland, Nevada, North Carolina, Tennessee, Texas, Virginia,

I am a Certified Mortgage Planning Specialist (CMPS) as well as a Veteran Mortgage Advisor (VMA) and would love to help with any questions regarding the mortgage journey.

Some specific ways that I can help you are assessing eligibility, providing mortgage strategies to match your unique goals, sending frequent updates, and collaborating with all parties involved with your loan process.

As a former educator, it's important to me that every step of the process is clearly detailed and explained to set the right expectations.

When I'm not working, I enjoy taking my daughter out on adventures, creating artwork, scuba diving, traveling abroad, and hiking the many beautiful trails in town.

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Danielle Scotia

Loan Officer NMLS #1976659

States Licensed In: Arizona, California, Florida, Pennsylvania,

I specialize in helping clients secure financing in even the most difficult loan scenarios.

If you’ve been denied by a lender I can help, I am also a Licensed Realtor in California. By working with me and my team we have over 80 years of experience and I directly with over 200 lenders and having access to more than 1,000 loan products.

I pride myself on finding the right solution tailored to each client’s needs. To better serve a diverse community, I’ve partnered with business professionals fluent in Spanish, Armenian, English, Russian, and Turkish.

Together, we provide a full range of financing options, including: Traditional Loans: Conventional, FHA, VA Specialized Programs: Physician, Architect, Graduate Loans Commercial & Multi-Unit Financing Hard Money & Fix-and-Flip Loans Construction Loans & Projects And much more.

Outside of work, I enjoy traveling and spending time with my Husband and our two adult children, ages 28 and 26, as I watch them grow in their own careers. As a family, we also dedicate time to volunteering at retirement communities and animal shelters, which brings us great joy and balance.

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Teresa Kiser

Loan Officer NMLS #2473799

States Licensed In: Arizona,

Hello and welcome! I’m a Loan Officer at EMC, and I’m dedicated to making your financing experience as seamless and exciting as the home-buying journey itself.

Whether you're a first-time home-buyer, refinancing, or stepping into an investment property, I specialize in simplifying the process. At EMC, we tailor solutions to fit your unique needs, ensuring you get the best rates and advice along the way.

It’s not just about numbers; it’s about building your future—and I’m here to guide you. With extensive knowledge in everything from conventional and FHA loans to VA, jumbo loans, and refinancing, I’m committed to helping you navigate the loan process with clarity and confidence.

I take pride in offering personalized service, ensuring your questions are answered quickly, and keeping you informed every step of the way. My goal is simple: to find the perfect loan that fits your needs, whether you're new to home-ownership or a seasoned investor.

When I’m not helping you secure the right financing, I’m usually soaking up the Arizona sunshine, hiking through the Tonto National Forest, or exploring new tech and gadgets.

I believe in balance and enjoying the outdoors, and this helps me recharge and stay focused on what matters most—helping you achieve your home-ownership goals.

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Ashish "AJ" Jodha

Loan Officer NMLS #2089088

States Licensed In: California,

Hey there, I'm AJ, and I'm proud to be a loan officer serving the bustling Bay Area.

Finance has always been my passion, and as a loan officer, I get to blend that passion with helping people achieve their dreams. With years of experience under my belt, I've become intimately familiar with the unique dynamics of the local market.

My goal? To provide tailored financial solutions that fit my clients' needs like a glove. Whether it's guiding a first-time homebuyer through the mortgage process or helping a seasoned homeowner refinance,

I'm here to make it as smooth and stress-free as possible. Integrity, professionalism, and a genuine desire to help are at the core of everything I do.

When I'm not crunching numbers, you'll find me exploring the vibrant culinary scene of the Bay Area or enjoying quality time with family and friends And wrestling with dudes, we call it jujitsu.

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