We provide a hassle-free process to assist you with your Home Financing Goals.
We offer a wide range of mortgage products to suit every need.
We Have loan programs to meet your every need!
Excel Home Loans powered by E Mortgage Capital, your trusted partner in securing your dream home in Arizona. As a well-established full-service Arizona Mortgage Banker and Broker, we have proudly originated over a billion dollars in loans since our inception in 2002. Our enduring commitment to excellence and personalized service has made us a leading choice for homeowners across the state.
Our loan officers carefully analyze your financial requests. E Mortgage Capital only offers the most up-to-date interest rates. Clients can choose between fixed or adjustable interest rates or combine both.
E Mortgage Capital is a full-service mortgage company that offers extensive options for home loans and refinancing solutions with quick round the clock and affordable rates
We will guide you through the evaluation process without any conditions, and which documents you must submit to calculate your eligibility.
After we evaluate your profile, assets, income, and provided you are eligible to apply, we will provide you with a tailor-made home loan within 14 days.
When you pay back a home loan, you are actually investing in your own property and contributing to its increase in value
Mortgage rates are generally cheaper than paying rent. In most cases, you end up saving money on living expenses
If you select a fixed-rate option, you know for sure you will not have to face unexpected increases in your monthly payments (unlike periodic increases in rent bills by your landlord)
If you opt to refinance your current mortgage, you could obtain a new loan with a lower interest rate with more affordable monthly payments
Refinancing your debt also gives you the additional choice of a cash-out where you can pay any outstanding student or credit card debts. You can also invest this extra cash on a home improvement project.
Can’t find the answer you’re looking for? Call Us!
If all the documentation is in order and no unexpected issues are encountered, the process from the initial contact to the refinance approval can take as little as 10 days.
You can contact us by email, phone or by filling out a contact form.
One of our licensed professionals will be more than delighted to reach out and assist you.
Excel Home Loans is proud to be powered by E Mortgage Capital, a family-owned and operated business headquartered in Irvine, California.
This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender (NMLS consumer access: https://www.nmlsconsumeraccess.org/_)
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