Privacy Policy



Our commitment to privacy


We believe that the privacy and security of your personal information is essential. This policy summarizes how we use, share and protect the personal information we may collect about you.



What personal information is collected?


The types of personal information that we and our third-party service providers collect depend on your interactions with us.

This information may include:


-Information that you provide to submit your application for approval of a mortgage loan, such as your name, address, age, salary, asset and investment holdings, contact information;


-Information about your communications to us about our services;

 

In addition, when you visit our websites, use our mobile application or read our emails, we and our third-party service providers may collect certain information by automated means. 

This information is often collected and stored using “cookies” and similar technologies. For more information, please see the section below entitled “Interest-based advertising and third-party analytics.” 



Interest-based advertising and third-party analytics


We may advertise our products and services on our websites and on websites not affiliated with us. We may contract with third-party advertising companies and social media companies to display these ads, and they may use cookies and similar technologies to optimize the placement of our ads. 


When we hire third-party online advertising companies, they may provide you with advertisements about our products and services that may be relevant to your interests, 

as determined, for example, by your activity on our websites or in our mobile application, or your interaction with our emails. Such advertisements are known as "interest-based advertisements."  We do not control the opt-out mechanisms of these third party ad partners. 


To avoid tracking by these third party ad partners, you may be able to change your browser settings to reject third-party cookies or add a plug in to your browser to enable a Do Not Track feature – though we have no control over and cannot confirm whether these third parties honor the Do Not Track browser signal. For social media companies, you may be able to adjust your privacy settings to opt-out of interest-based advertisements. 



Policy Changes


We may change this policy from time to time without prior notice. Any changes to this policy will be posted here in a timely manner so we encourage you to refer back to this policy regularly. 

Your interaction with our websites, mobile application or emails after any changes have been posted will constitute your agreement to the modified policy, and the modified policy will automatically apply to any information that we collect from the effective date of such modified policy.For any inquiries regarding privacy please contact privacy@excelhomeloans.com


This is not a commitment to lend. Not all borrowers will qualify; contact us for more information on fees and terms.